May 9 2006

Tax Cut in Budget 2006

Like last time, Peter Costello has done it again in his 11th budget. Personal tax cut for all, well, almost all workers anyway. Here’s the new rates:

Current New from 1st July 2006
Income thresholds ($) Tax rate (%) Income thresholds ($) Tax rate (%)
0 – 6,000 0 0 – 6,000 0
6,001 – 21,600 15 6,001 – 25,000 15
21,601 – 63,000 30 25,00175,000 30
63,001 – 95,000 42 75,001150,000 40
95,001 + 47 150,001 + 45

Bold types are the changes. If you want executive summary, i.e. you can’t read tables,

  • Top 2 thresholds have been reduced to 40% and 45%.
  • Top 2 thresholds have been lifted to $75,000 and $150,000.
  • Other than the tax-free threshold, all others have been lifted.

In summary, you will get paid more even if you haven’t receive a pay rise. Especially the very high income earners. And now the top band has twice as much threshold as the second band, it really limits the number of people who can potentially be up there.

Nothing changes to company rate, and it stays fairly high at 30%. Expect foreign investment to stay limited.

Oh yeah! Everyone loves tax cuts, but the question is — is it the right thing to do for the Australian economy?

It is probably offset by recent rate raise and raising petrol prices. According to this SMH article this morning, it might also give each individual a false sense of wealth, which might also drive up inflation and more rate raise. Moreover, when the government focused on only personal tax (instead of company tax), we got to ask why? Is election around the corner yet?

I agree Australia needs a lot of money elsewhere to boost its infrastructure, to create more opportunities, to provide more affordable education, etc. It is great that the government has lots of surplus due to booming mining industry. Put them into places that will help this country in long run, than making each tax payer a little bit more self-fulfilling in a short little while. Especially when more income does not bring more happiness.

6 Comments

  1. Kelstar on 18 May 2006 at 2:54 pm #

    Well, whether it’s good for the economy or not, it’s good for my paypacket so I’m going to go with “YAY!”

  2. scotty on 20 May 2006 at 10:49 am #

    Well, I am also a “Yeah!” person right after I have heard the news. However after reading other reports and think about it for a while, maybe “everyone gets a pay rise” is not that a good idea.

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  4. Mark on 29 Jun 2006 at 3:01 pm #

    I receive about $10.00 a week more. With the increases in fuel. It basically amounts to nothing. The Government can go and stick these tax changes up there backsides.

  5. Mark on 2 Aug 2006 at 9:51 am #

    Interest rates up another 0.25%. Gee those are getting even more eroded now…

  6. scotty on 2 Aug 2006 at 10:15 am #

    The reason for interest rate raise is to reduce inflation — or at least the Reserve Bank thinks so. I don’t think it is ever going to help with inflations caused by rising petrol prices.

    However, doesn’t interest rate raise *only* impacts those who are in debt, to reduce their potential spending, thus bringing the inflation down? Obviously it has little effect on those who don’t owe anything. But I guess many Australians live on borrowed money.

    Who then benefits in the whole scheme (less tax + rate raise)? Banks? Government?

    My head just can’t get around the economics. That’s why I did engineering :)

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